Tag Archives: Business and Economy

Making a Conscious Choice of Your Life’s Work

20 Nov
Friendship love and truth
Image via Wikipedia Image via Wikipedia

Scheduled post.

One early evening the past week, myself and a few close friends who were former colleagues (NOT an oxymoron, while we were all really aggressive competitors during our time together, we became really good friends outside work) were graciously met by an outright “pera-pera” (money greedy) businessman who presented us with a business proposal.

Don’t worry N, we understand and forgive you – you may be married and a new father but still young, surely at some point pitches like this may slip and pass by your judgement.

This businessman that I’ll be referring to as J, didn’t even bother to hard sell the product that was supposedly the center of the universe of their business.  We even asked him if the product managers allow this and not get offended.  J says, not at all, so long as the money comes in.

The business model they’re pitching was the membership on their networking system, the price being several bags of the product and a few good marks, err, referrals with two steps:

  1. Have the marks, err, referrals invest a nominal amount into the business
  2. Extend membership on the network system by “inviting” a similar bunch of referrals on your group of friends to a business proposal meeting

The 4 of us attendees were already nodding, making knowing looks at each other, trying to be polite, asking relevant questions. I see potentially good poker partners there.

From: Justanotherpixel.net

If we weren’t this old wise, we’d probably sign up right away.

Of course who doesn’t want tons and tons of money?  We could definitely use some. Then again, we have enough to get by doing the things we’d love to do, and though you may believe we’re being hypocrites for the lack of willingness to subscribe to the kind of money mentality that you have, this is who we are.  Also, it is no surprise that the earlier venture of the product owner folded.  It did not happen simply because a person from public office intervened.

Umbrella/binary/pyramid/network marketing always has a bottom – it is not sustainable:

  • Networks get exhausted
  • Business does not cycle when there viable marks are no longer available
  • It has no real social value

Another significant and most overlooked aspect of this is tampering with the quality of personal relationship your investor has with their referrals.  When you get into something like this, the trust factor gets compromised. Of your credibility and a question of your values as a person, since you are in effect endorsing the mindset of the businessman you introduce into the life of your friend/colleague/referral.

Again, J, I’m not being negative or spreading any bad vibes with how driven you and how much you believe your business will succeed as it is doing so now, as I can see from the fancy watches that you and that lady were wearing, and the huge amounts on the checks you showed us.

I won’t speak on behalf of P & R & T, but with absolute certainty, I do not fit the profile you are looking for.

I am financially struggling with my startups, and straightforward as you are with how you do your business, in that same manner I’m proud of where I am. My eventual end customers are uncomfortably lodged at the BOP (base of the pyramid) – we are lifting each other up.

Best of luck to both of us, and if you can funnel in that tons of money my way as patient capital – perhaps we will both end up where we want to go financially.

Other get-rich-quick schemes:

Social Media, Shams, & the Create Abundance Business Community – this group in particular caught my ire because they dare call themselves as Social Entrepreneurs!

Keeping A Sunny Disposition in the Dark

20 Oct

Sunny Disposition flickr image by mhofstrand

Insomuch as the past several weeks have been hugely stressful for me due to professional and personal challenges that sees me as an easy target to feast on lately.  Add to that the negative vibes within my immediate environment that seem to have dropped by on this already busy head and simply decided to stay. I also fully decided on letting go of one of my three biggest items on my bucket list.  Really heavy stuff.

Then the gray skies and rainy weather!  Oh man I really really hate it!

My speech and thought patterns have been greatly affected.  Looking at the first words and images that pop in my head for any new information that comes in, I barely recognize this zombie that replaced the bubbly, perky, happy-go-lucky girl full of bright ideas, a plan and tons of hope that was me around this time last year.  So I take some quiet time, double back and study.  WTF happened?  How do I climb myself out of this funk-y hole? I don’t like this at all.

As it had been my most of the time guilty pleasure, the positivity/happy thought/cheer-me-up literature actually provides me the opposite effect.  By now, the closest of my friends know to distance themselves when I’m like this.  The develolping ones, well, good to be able to hide with the schedule flexibility of my profession.  I keep away physically, I get vague online. Hint hint hint.  Either you stay to help me go through it or keep away as I’m going to make a very huge mess.

Sumptous & glorious food, sweets, alcohol and partying does provide temporary comfort, but I can’t go on a bingeing, munching, boozing spree forever!  I actually like my wardrobe now and not keen to replace them for the rest of this decade.  I also need to be lucid enough to be able to earn my living.

I’m only able to share this now because of an epiphany, great chocolate, and a really really good Cheerleader [THANK YOU!].  An expected development happening on the coming days, when it does happen, will confirm it.

I keep fighting the good fight because I know all the efforts exerted and continue to make will all be worth these wishes for my universe that I continue to strive for.

So I’m not gonna ruin the surprise.  I’lm unplugging my worries, chill and let the universe take care of me.

Wish me luck! (Or not, every chance I get to see the sun anywhere, or when the cat approaches me for some cuddling, even the assuring clear taste of water – it feels like a whispering, “While you breathe, you hope!”

 

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DoLE Secretary’s Approval Required for Foreign Employer Direct Hires

2 Feb

This is a good illustration of consequences where Policies are put into place by people in authority WITHOUT DOING THEIR FREAKING HOMEWORK

The policy guidelines issued by the Philippine Overseas Employment Agency (POEA) underMemorandum Circular No. 4 took effect on January 15. It basically imposes qualifications and restrictions for Foreign Employers hiring Filipino workers without going through the POEA for processing of job orders and contracts, putting them at the mercy of recruitment agencies and discrimination from Foreign Employers.

The latest on this:

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Now, yes, those are on the embassies, but there is irreparable damage as not all Foreign Companies are aware of this amendment.

Off with their heads!  Harharhar.

Now, what can we do as individuals here to solve this?  I invite you to sign this online petition to send the message to these authorities that what they did AIN’T HELPING and is aggravating the situation.

Cheers.

Tax Season

15 Apr

Moving from http://lodrose.tripod.com/opinyon.htm

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It’s tax season again! Did you pay your taxes, or do you pay taxes?

Why should we? What’s taxes for? To line the pockets of our corrupt/inutile government officials? To pay for the airplane fares of our travelling President(s)? Or for whatever cause the Budget Department would allot?

Via Microsoft Word, I learned that words that could replace tax are BURDEN, DUTY, RESPONSIBILITY. Such strong words, but again, why is this burden placed upon us?

I am probably biased with this as it has become almost second nature for me to suspect the government’s judgment in dealing with money. Not because of current events which would back up this idea. Though I think it’s not the government actually but more of the people running it.

The BIR claims these taxes are for the people. See the MRT, the flyovers, and the so-called projects of the government, local or national? These, they claim, is where our taxes go. Then how come when we see these “projects” being built, it has a sign that says “this FACILITY is brought to you by the “honorable” government official. YOU should be thankful.”? Sounds to me like he’s telling us that the money used to make the facility came from his frigging pocket! The nerve!

Or in some cases, the “projects” are substandard (in Filipino: kinupitan o mas cheap na gamit ang nilagay) and would have to be rebuilt again (another source of “kupit”).

Ganito na ang tono ko. You may think I’m not into paying taxes anymore. Sorry to disappoint you, pero law-abiding pa rin naman ako pagdating sa buwis. Ipokrita ba? Nde ah. Kse naman it’s automatically deducted from my kakarampot salary eh. Kainis nga.

Pero kahit ganito ang tono ko, I am still hoping, HOPING, that somehow the taxes that we pay do return to us in terms of real benefits. Yung walang naaapi, walang agrabyado, walang mahirap.

Ha? E di komunista na pag ganon! Ayoko naman yata. Balita ko parang mas grabe pag komunista. Walang mahirap at walang mayaman. Grabe!

E papaano naman tayo mang-iinggit ng kapwa kung pare-pareho tayo ng estado sa buhay? And what would our reason for striving if things are like that? Nde rin exciting no?

Ugh, whatever.

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